Bad Credit Can Be Costly

Bad credit can be costly. With today’s economic uncertainty, a good credit is a necessity. Whether you need a car loan or looking to get a new credit card, a good credit is essential to get approved. Its extremely important to achieve and maintain a good and healthy credit score.

Even the small purchases can seem difficult for those with bad credit because increased interest rates can further inflate the cost of living. Bad credit can keep you from being approved for credit, or cost you a lot of money each year in overpaid interest.

Bad credit creates unnecessary financial burdens which can be avoided. It can also affect more than your financial situation because it can limit your personal freedom and sense of security.

Enjoy the Many Benefits of a Better Credit Score

The path to an improved credit starts with a free credit score and a free TransUnion summary, which is a summary of the negative items on TransUnion report and reviewing this is soft pull and will not impact your credit score. This information can include but is not limited to debt information and information taken from public records. Once a credit consultant has the necessary information, they will usually take the following steps:

1. Review the information on your credit summary to determine your credit needs

2. Based off your credit summary they will be able to know if the next step is needed to pull your Experian and Equifax credit report

3. Upon reviewing all three reports they will have a better understanding of what service level will fit your needs to help you achieve your credit goals

Don’t wait until tomorrow – start working towards improving your credit score today. Let us connect you with a credit consultant to get you started on your score improvement journey. Depending on the service level you are enrolled in, you will get tools like an online dashboard that breaks down each section of your score, be able to track the work that is being done for improving your score, identity theft insurance, interventions to the creditors, and education to have a healthier credit lifestyle.